Edelweiss Tokio Life-CritiCare+ is a Critical Illness plan from Edelweiss Tokio Life Insurance (One of the best life insurance companies) in which 17 critical illnesses are covered and a maximum of INR 1 Crore lump sum is assured on diagnosis of a critical illness. Today, the chances of facing Critical Illnesses are much higher due to lifestyle changes and the stressful situations in our day to day life. In today’s fast paced life, no one can believe they are safe.
How Edelweiss Tokio Life – CitiCare+ Plan Helps You to Take Care of Yourself
Falling ill suddenly in a critical illness condition, is quite unexpected and threatening for you. Recovering from it will be time consuming and the expenses you will have to meet will be beyond your expectation. You will be frustrated and will need to overcome the situation. A critical illness may reduce or seize your ability to continue working and you and your family will have to face the medical expenses as well as your day to day expenses. Edelweiss Tokio Life -CritiCare+ plan helps you cover up to 17 critical illnesses so that you can take care of you under all circumstances. The plan offers you a lump sum benefit of up to INR 1Crore on the diagnosis of a critical illness. Through the plan you will be able to ensure that your family gets the required support to manage your healthcare and other day to day expenses.
- Helps to stay protected against 17 critical illnesses.
- Get lump sum amount of up to INR 1Crore on diagnosis of critical illness.
- Has a multi claim option in which you can claim three times during the policy term in case of other critical illness from different group.
- Get waiver of future premiums on occurrence of first claim and stay protected for the remaining term of the policy.
- Get tax benefits for premium and claim amount.
A large number of critical illness plans are available today and no one seems to have multi claim option in which you can claim three times and waiver of future premium in occurrence of first claim. The pricing of the policy is also very attractive, i.e., the minimum sum assured is Rs.5 lakhs and the maximum 1Crore. The minimum premium is Rs.2000p.a. Premium is paid annually and discounts are available for higher sums assured. Edelweiss Tokio Life – Criticare+ is a critical illness plan, not a health insuranceplan.
Multi Claim Option
The Critical Illnesses have been divided into four groups for the multi claim option as given below:
Group 1: Open Chest CAB G, First Heart Attack – of Specified Severity, Open Heart Replacement OR Repair of Heart Valves, Kidney Failure Requiring Regular Dialysis, Stroke Resulting in Permanent Symptoms, Major Organ Transplant (Heart, Kidney), Aorta Surgery
Group 2: Permanent Paralysis of Limbs, Coma of Specified Severity, Major Burns, Total Blindness
Group 3: Aplastic Anemia, Cancer of Specified Severity, Benign Brain Tumor, Major Organ Transplant (Bone Marrow, Liver, Lung, Pancreas)
Group 4: Motor Neuron Disease with Permanent Symptoms, Multiple Sclerosis with Persisting Symptoms
The advantage is that you can claim up to 3 times under the policy term, in case of other Critical Illness from different group.
Suddenly falling under a critical illness situation may happen to anyone. In the old days critical illnesses were seldom heard, but today we happen to hear about it more often. Along with taking preventive measures such as adapting a healthy life style, regular exercise and relaxation etc., planning well for ensuring the financial security of you and your family in case of a critical condition is very important. Edelweiss Tokio Life-CritiCare+ plan can offer you the required help.
Expect only good things to happen in your life. At the same time take the necessary precautions to avoid a state of bankruptcy and helplessness that you and your family members will have to face in case of an unexpected misfortune.
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